Travel Insurance

Why Travel Insurance Matters

Travel insurance is an essential part of planning your retreat experience. It protects you against unexpected events that could disrupt your travel plans, including trip cancellations, medical emergencies, lost luggage, and more. We strongly recommend purchasing comprehensive travel insurance before your departure.

What Travel Insurance Covers

Trip Cancellation and Interruption

Coverage for unexpected events that force you to cancel or interrupt your trip, such as:

• Illness or injury (yours or a family member's)
• Death in the family
• Natural disasters
• Travel supplier bankruptcy
• Job loss or other covered reasons

Medical Coverage

Medical insurance is crucial when traveling internationally, covering:

• Emergency medical treatment
• Hospitalization
• Medical evacuation
• Repatriation of remains
• Pre-existing condition coverage (if included)

Travel Delays and Missed Connections

Coverage for expenses incurred due to:

• Flight delays or cancellations
• Missed connections
• Accommodation and meal expenses
• Additional transportation costs

Baggage and Personal Belongings

Protection for:

• Lost, stolen, or damaged luggage
• Delayed baggage
• Personal items and equipment

When to Purchase Travel Insurance

It's best to purchase travel insurance as soon as you book your retreat. Many policies offer additional benefits when purchased early, such as:

• Pre-existing condition coverage
• Cancel for any reason (CFAR) options
• Better coverage for trip cancellation

Some policies must be purchased within a specific timeframe after making your initial deposit to be eligible for certain coverages.

What to Look for in a Policy

Coverage Amounts

Ensure your policy provides adequate coverage for:

• Medical expenses: At least $100,000 for international travel
• Medical evacuation: At least $250,000
• Trip cancellation: Full cost of your retreat
• Baggage: Adequate coverage for your belongings

Important Considerations

• Read the policy carefully to understand what is and isn't covered
• Check for exclusions related to adventure activities or yoga practice
• Verify coverage for your destination (Bali, Indonesia)
• Understand the claims process and required documentation
• Check if pre-existing medical conditions are covered

Activities Coverage

Our retreats include yoga practice, meditation, and other wellness activities. Ensure your travel insurance policy covers:

• Yoga and meditation practice
• Light physical activities
• Any optional excursions or activities you plan to join

If you plan to participate in more adventurous activities (such as surfing, hiking, or water sports), verify that these are covered by your policy or consider additional coverage.

COVID-19 and Pandemic Coverage

In light of recent global events, many travelers are concerned about pandemic-related coverage. Look for policies that include:

• Coverage if you contract COVID-19 before or during travel
• Trip cancellation due to border closures or travel restrictions
• Quarantine expenses if required
• Medical treatment for COVID-19

Policies vary widely in their pandemic coverage, so read carefully and ask questions before purchasing.

How Travel Insurance Relates to Our Policies

Travel insurance is separate from our Refund Policy. While our refund policy covers cancellations made within certain timeframes, travel insurance provides additional protection for:

• Last-minute cancellations due to covered reasons
• Medical emergencies preventing travel
• Unforeseen circumstances not covered by our refund policy
• Additional expenses incurred during your trip

Recommended Insurance Providers

While we don't endorse specific insurance companies, we recommend researching and comparing policies from reputable providers. Consider:

• Major travel insurance companies
• Credit card travel insurance (check your card benefits)
• Specialized providers for adventure or wellness travel
• Comparison websites to find the best coverage for your needs

Always read policy terms carefully and ensure the coverage meets your specific needs.

Questions?

If you have questions about travel insurance or need assistance understanding how it relates to your retreat booking, please don't hesitate to contact us:

• Email: hello@ahamtaretreats.center
• Address: Ubud, Bali, Indonesia

Remember: Travel insurance is an investment in your peace of mind. While we hope you never need to use it, having comprehensive coverage ensures you're protected against the unexpected.